What These Terms Cover in Indonesia
These Terms & Conditions apply when you open, access or use an account through jos178 where local law permits. They cover account details, phone verification, acceptable access, wallet instructions, transaction records, device behaviour, content access and the steps for raising a policy question. DANA, OVO, GoPay
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and QRIS may appear as payment choices, but each transaction remains subject to the status shown in your account and any applicable local requirement. Bank transfer, virtual account and Indonesian bank rails such as BCA, BRI, Mandiri and BNI follow the instructions displayed at the time.
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Access depends on local law, and you should stop using the service if it is not permitted where you are located.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.